Do I (or my family) need Accident Medical Insurance?

Accident medical insurance coverage is critical protection for anyone - especially individuals and families leading active, healthy lifestyles. Whether you dream about powder days on the mountain, single-track trails or your next soccer game (insert sport of choice - with a few exclusions), having accident medical insurance is a very smart decision. If your health/major medical insurance includes a deductible or coinsurance, a properly designed accident medical policy can help manage unexpected accident related medical bills.